We help put the pieces of home ownership together!

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Omni Affordable Housing Inc’s mission is to educate individuals, families, and underserved communities to build wealth and provide home ownership by building and refurbishing homes to be sold at an affordable price. We operate and serve the Northern & Central Virginia areas.

Our vision is to bridge the gap in homeownership so that everyone may have an affordable and sustainable place they can call home. We can achieve this through partnerships with government, state, and community organizations and the utilization of creative & affordable financial options. If you are a veteran, senior or a person in the low to moderate-income bracket this program is perfect for you. Let us help you put the pieces of homeownership together.

Our Goals image

                “A decent home and suitable living environment for every American Family.”

This phrase is from the Housing Act of 1949, enacted as part of the “Fair Deal” promoted by President Harry Truman. It’s the clearest statement of a goal for federal legislation in this area. Seven decades later, the United States has not met that goal. Omni Affordable Housing, Inc. is dedicated to picking up the torch and helping make the Housing Act of 1949 a reality for all.

Omni’s Build It Better program will identify tracks of land in areas of current and future job growth. Building homes in these desired and growth areas allow the potential homeowner to live and work in the same area, allowing families to spend more time together, instead of spending hours on the road traveling to and from work. In some cases, this will allow parents to stay at home, if they choose, during the first formidable years of their child’s life or allow caring for an elderly parent.

As part of their Home Ownership Program, OAHI offers first-time homebuyers a range of services to help get mortgage ready, find a home, choose a lender, and access special financing opportunities, free of charge.  https://www.fanniemae.com/education

Housing Programs

Housing Stability - OAHI exists to provide high-quality housing for low- and moderate-income citizens of Virginia. In pursuit of this goal, the agency strives to deliver the best possible service in a people-sensitive fashion. All efforts revolve around the premise that the quality of our work directly affects the quality of life of those served.  Move In, Move Up, Move Out. OAHI offers several ways to help Virginia residents who need to move into stable housing and work toward self-sufficiency. Through our public housing program, we assist families with low-cost permanent housing. Through our Housing Choice Voucher program, formerly known as Section 8, qualified applicants can secure housing in the private market. For nearly all our customers, the dream of owning a home is available through our Smart-Based Homeownership Program.

Available Assistance

The OAHI Home Ownership Program provides first-time homebuyers with a range of services to assist in purchasing their first home.

There are private counseling sessions to review your credit, income, and assets to help identify any obstacles. In the case that there needs to be corrective action, counselors will help you develop and stick to a sensible plan.

We hold 8-hour Homebuyer Workshops to qualify for many first-time homebuyer loan products in the area.

OAHI helps with loan prequalification, and applications, and identifies special financing programs. Additionally, we refer borrowers to realtors and lenders that are particularly knowledgeable about the first-time homebuyers' market.

Post-Purchase Counseling can benefit clients who need extra support to stick to their household budgets or face unexpected circumstances that affect their ability to pay their mortgage. OAHI can help advise first-time homeowners with several issues like expensive maintenance issues, refinancing, or even foreclosure.


To qualify and take advantage of the OAHI Home Ownership Program, applicants must be employed for at least a year and have an earned annual income based on the state of Virginia medium family income for very low, low & moderate income based on the number of persons in your household. You must be first-time homebuyers who have not owned a home within the past three years, must have completed an initial lease term, and be in good standing with their current landlord. Applicants are required to enroll and complete all required homeownership counseling and provide the greater of $500 or 1% towards the purchase transaction.

Note: All information mentioned above was accurate at the time of publication and may no longer be current - visit the program website for updated information.

Here's a quick breakdown of some frequently asked questions

  1. Where are you located?
    1. OAHI is located in Fredericksburg, VA, as such, we service Virginia exclusively at this time.
  2. Do you provide rental assistance?
    1. We are not a rental assistance organization, our main goal at this time is to help you become a homeowner.
  3. What services do you provide?
    1. As a nonprofit we do not provide any paid services, but we do offer financial and real estate related education. Our homeownership program is an extension of the regular homebuying process.
  4. Can we partner with your nonprofit?
    1. Absolutely, feel free to call us at (540)-693-5024 to talk or schedule a meeting.
  5. Do you provide emergency housing?
    1. At this time OAHI does not provide emergency housing or assistance in any way.
  6. How do I know if I qualify for the program?
    1. If you are low-moderate income, disabled, or a veteran you likely qualify for our homeownership program.

Donation Amount

Outreach imageOutreach imageOutreach image
Starting in year 2 of our organization we will begin our outreach program. The OAHI group is passionate about giving back to the community and will be partnering with local trade organizations to teach trade skills to our clients and the community. These courses will range from woodworking, general repairs, gardening, and IT solutions.  Your generous donations will assist us in funding these programs as well.

Ynez D. Wells

Executive Director

Anissa Wells-Hamannwright

Program Director

Willie Council Jr

Housing Consultant & Board Treasurer

Barbara Thompson

Fundraiser & Board Secretary

OAHI would not be able to help others without your generous donations. We'd like to thank each of you once again for your contribution to our cause.

GaMarr Jordan

Sheron Deas

Robert Thompson

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