We help put the pieces of homewonership together!

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About us

 




VISION
Our vision is to bridge the gap in homeownership so that everyone may have an affordable place they can call home. We can achieve this through partnerships with government, state and community organizations and the utilization of creative & affordable financial options. If you are a veteran or person in the low to moderate income bracket this program is perfect for you. Let us help you put the pieces of homeownership together.

MISSION
Omni Affordable Housing Inc’s mission is to educate individuals, families, and underserved communities to build wealth, provide home ownership education, and assist in areas concerning credit and finances to achieve home ownership.


home ownership Program


As part of their Home Ownership Program, OAHI offers first-time homebuyers a range of services to help get mortgage ready, find a home, choose a lender, and access special financing opportunities, free of charge.  https://www.fanniemae.com/education


Available Assistance

The OAHI Home Ownership Program provides first-time homebuyers with a range of services to assist in purchasing their first home.

There are Private Counseling Sessions where professionals review applicants’ credit, income, and assets to help identify any obstacles. In the case that there needs to be corrective action, counselors will help you develop and stick to a sensible plan.

They hold mandatory 8-hour Homebuyer Workshops to qualify for many first-time homebuyer loan products in the area.

OAHI helps with Loan Prequalification and Application, and identifies special financing programs and refer borrowers to preferred lenders that are particularly knowledgeable about the first-time homebuyers' market.

We also help with Finding a Home by maintaining a referral list of preferred Realtors who understand the needs of first-time homebuyers.

Post-Purchase Counseling can benefit clients who need extra support to stick to their household budgets or face unexpected circumstances that affect their ability to pay their mortgage. OAHI can help advise first-time homeowners with a number of issues like expensive maintenance issues, refinancing, or even foreclosure.


Eligibility Requirements

To qualify and take advantage of the OAHI Home Ownership Program, applicants must be employed for at least a year and have an earned annual income based on the state of Virginia medium family income for very low, low & moderate income based on the number of persons in your household. They must be first-time homebuyers who have not owned a home within the past three years and must have completed an initial lease term and be in good standing with their current landlord. Applicants are required to enroll and complete all required homeownership counseling and provide the greater of $500 or 1% towards the purchase transaction.


Note: All information mentioned above was accurate at the time of publication and may no longer be current - visit the program website for updated information.

What We Do

Omni Affordable Housing Inc is a one-stop-shop of sorts for potential homeowners. We incorporate homeownership education and assist you from the beginning to the end of the entire process. Through the acquisition of land for development, and rehabilitation of damaged/abandoned homes, we guarantee your first home will be affordable. Our clients will only have to worry about completing our home buyer program, which consists of these three steps:

Step One: Prep
  • Clients bring their prepared financial documents to be reviewed by the OAHI team. After the documents are looked over we also discuss how much work will need to be done during step two.

Step Two: Homework
  • Clients start our Home Ownership Competency Course and start any other programs necessary to get on track to buy a home. This can be the lengthiest part of the program.

Step Three: Home Buying
  • After completing any programs assigned in step two, the home buying process begins. Clients choose from one of the many OAHI homes and achieve their dream of home ownership.

Schedule Booking

One of our qualified housing counselors will call you back and confirm the time and date of your appointment.

  • Category: Home Buyers Consultation
  • Duration: 00:30 Hours
  • Location:Zoom Link
Price:Free
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Outreach

OutreachOutreachOutreach
Starting in year 2 of our organization we will begin our outreach program. The OAHI group is passionate about giving back to the community and will be partnering with local trade organizations to teach trade skills to our clients and the community. These courses will range from woodworking, general repairs, gardening, and IT solutions.  Your generous donations will assist us in funding these programs as well.

Team members

Ynez Wells

Executive Director

Anissa Wells-Hamannwright

Program Director

Willie Council Jr

Housing Consultant & Board Treasurer

Lisa Williams

Fundraiser & Board Secretary

Donors

OAHI would not be able to help others without your generous donations. We'd like to thank each of you once again for your contribution to our cause.

GaMarr Jordan

Sheron Deas

Robert Thompson

OAHI's Updates

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