We help you put the pieces of home ownership together


Our vision is to bridge the gap in homeownership so that everyone may have an affordable place they can call home. We can achieve this through partnerships with government, state and community organizations and the utilization of creative & affordable financial options. If you are a veteran or person in the low to moderate income bracket this program is perfect for you. Let us help you put the pieces of homeownership together.

Omni Affordable Housing Inc’s mission is to educate individuals, families, and underserved communities to build wealth, provide home ownership education, and assist in areas concerning credit and finances to achieve home ownership.

What We Do

Omni Affordable Housing Inc is a one-stop-shop of sorts for potential homeowners. We incorporate homeownership education and assist you from the beginning to the end of the entire process. Through the acquisition of land for development, and rehabilitation of damaged/abandoned homes, we guarantee your first home will be affordable. Our clients will only have to worry about completing our home buyer program, which consists of these three steps:

Step One: Prep
  • Clients bring their prepared financial documents to be reviewed by the OAHI team. After the documents are looked over we also discuss how much work will need to be done during step two.

Step Two: Homework
  • Clients start our Home Ownership Competency Course and start any other programs necessary to get on track to buy a home. This can be the lengthiest part of the program.

Step Three: Home Buying
  • After completing any programs assigned in step two, the home buying process begins. Clients choose from one of the many OAHI homes and achieve their dream of home ownership.

steps to home ownership

Planning On Buying A Home? Let Us Help You.

If you’ve been asking yourself questions like:

  • How much house can I afford?
  • What type of mortgage is best for me?
  • How do I know if I’m getting a good interest rate?
  • Is my credit score healthy enough to get a mortgage?
  • What are the options for a first-time homebuyer?
  • What do I need to know about the home loan application process?
  • What expenses should I prepare for as a new homeowner?
  • How much will closing costs be?

…then pre-purchase counseling from Omni Affordable Housing, Inc. could help you.

What Can Pre-Purchase Counseling Do For You?

Buying a home is the single largest investment most of us will ever make. As you prepare to buy a house, it’s normal to have questions like those listed above. You may also feel uneasy about home-buying terminology like earnest money, points, HUD I Settlement Statements, title insurance, or margins and indexes. The Advantage CCS homebuyer education workshops are here to answer all of those questions and more. Remember, it is important to be as educated as possible before you even start looking. You owe it to yourself to spend a few hours gaining the knowledge you need to make wise choices.

Who Needs a Homebuying Counseling Certificate?

People who want to participate in special housing programs are often required to earn a homebuying counseling certificate. This allows them to take advantage of reduced-cost mortgage insurance, down payment assistance, closing cost assistance, and more. However, any first-time homebuyer can benefit from the lessons and information of homebuying education certificate counseling.

Start a Pre-Purchase Counseling Session with Omni Affordable Housing, Inc.  Schedule an appointment online today. 

Schedule Booking

One of our qualified housing counselors will call you back and confirm the time and date of your appointment.

  • Category: Home Buyers Consultation
  • Duration: 00:30 Hours
  • Location:Zoom Link


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Donation Amount


Starting in year 2 of our organization we will begin our outreach program. The OAHI group is passionate about giving back to the community and will be partnering with local trade organizations to teach trade skills to our clients and the community. These courses will range from woodworking, general repairs, gardening, and IT solutions.  Your generous donations will assist us in funding these programs as well.


Is this a free service?

Yes, as a nonprofit all the work we do for you is free of charge. The homebuying process itself may involve some cost to the customer depending on loan qualification.

How are you different from a realtor or loan program?

OAHI is different in that we help you through every step of the home buying process starting from assuring that you qualify for loans. In addition, our building process helps us to provide homes so there's no bidding wars or market frenzy.

How do I know if I qualify for assistance?

If you're unsure about your eligibility, simply contact us for a consultation and we'll be able to determine whether or not our program is right for you.

How long does the process take?

Because everyone's situation varies, the average time from start to finish can take anywhere from 3 months to a year. Several factors affect the duration including processing time from the loan company and individual preparedness. 


Ynez Wells

Executive Director

Anissa Wells-Hamannwright

Program Director

Willie Council Jr

Housing Coordinator

Barbara Thompson

Housing Coordinator

contact us

  • 10704 Courthouse Road, Fredericksburg, VA 22407

Schedule an appointment and get started on buying your home today!


OAHI would not be able to help others without your generous donations. We'd like to thank each of you once again for your contribution to our cause.

GaMarr Jordan