Omni Affordable Housing, Inc.’s Credit Building and Financial Stability Program helps low- to moderate-income individuals and families strengthen their credit, manage debt, increase savings, and improve their overall financial well-being. Participants receive a financial assessment, credit-report review, and personalized action plan based on their goals and circumstances. Services include budgeting, debt-reduction strategies, credit education, savings guidance, assistance identifying credit-report errors, and education on avoiding predatory financial products. Participants receive ongoing coaching and progress reviews to measure changes in credit, debt, savings, and financial stability. When available, eligible participants may also access affordable small-dollar consumer loans with payments reported to the credit bureaus, helping them establish positive credit histories and prepare for safe, sustainable homeownership.